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We take our clients' information very seriously. During the course of processing your data, we accumulate non-public personal information from you and from other sources. We restrict access to nonpublic personal information about you to those who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We collect nonpublic information about you from the following sources:

(i) information we receive from you on applications or other forms;

(ii) information about your transactions with us, our affiliates, or others; and

(iii) information we receive from a consumer reporting agency.

We do not disclose any nonpublic information about our customers or former customers to any third party, except as permitted and required by law.

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